Who We Are.
ARCH is a company that partners with Canadians to make their dream of home ownership a reality.
We invest alongside first-time home buyers providing interest-free down payments for the home they want. In return, we share in the gain in the homes value when they decide to sell their home.
Who We Aren’t.
ARCH isn’t a bank or a mortgage company and we’re certainly not a payday loan company. With us, there’s no loans, no interest, no monthly payments. We’re in it with first-time home buyers. When they win, we win. If they lose, we lose.
What We Believe.
We believe first-time home buyers should have better, more creative access to money for down payments. Money that doesn’t have to be re-paid until their homes are sold. Money that means there’s no need for costly mortgage insurance every month. Money that lets them put in stronger offers on homes they really want. Money that lowers their monthly mortgage payments so they can comfortably handle any temporary income adjustments.
To get Canadians into their first home without the worry of a down payment.