What… No monthly interest payments?! That’s right!
Instead of costly monthly payments, you share a portion of your home’s appreciation when you sell your home starting at 1.5x the amount of the down-payment percentage (%) that we invest.
When you win, we win.
When your property increases in value, that’s a big win. It also means that we share the gain of the appreciation based on the initial down payment contribution amount.
When you lose, we lose.
Sharing the risk with you also means that we’ll share the loss.
When your property depreciates in value, we’re there with you eating that loss based on the initial down payment contribution amount.
Benefits of using ARCH.
By getting down payment support from ARCH, you’ll also reap the following benefits:
Shared risk of asset
Avoid costly mortgage insurance
Flexibility to meet new stress test requirements
Lower your monthly mortgage payments (increase cashflow)
Lower the total amount owing on your home
Get into your future home quicker
Ready For Your First Home?
Learn more about how we can help you turn your home ownership dreams into a reality