We’re helping first-time homebuyers realize their dream of home ownership by providing up to 100% of the down payment required. Instead of paying monthly interest payments, we take an amount of your home’s appreciation that’s equal to 1.5x the amount of the down-payment percentage (%) that we invest.

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ARCH - Using ARCH services

Pricing that’s on your side.

ARCH provides first time buyers with a down payment up to 20% of the purchase price of a home, helping you get into your new home quicker.

Benefits of using ARCH.

By getting down payment support from ARCH, you’ll also reap the following benefits:

  • Shared risk of asset
  • Avoid costly mortgage insurance
  • Flexibility to meet new stress test requirements

  • Lower your monthly mortgage payments (increase cashflow)

  • Lower the total amount owing on your home

  • Get into your future home quicker

Ready For Your First Home?

Learn more about how we can help you turn your home ownership dreams into a reality